Fraud and identity theft. Let me tell you why having Credit Sesame monitor my credit for free truly was life changing today.
Think about the amount of information we all put on the internet, send in a text, or use in an app. Most of the time we do not even bat an eye at doing so. I’m one of those many people and what happened today won’t change most of that, but it will make me take my credit more seriously.
After a nice long visit with my grandmother my boys and I adventured the three hour drive home. When I got home and glanced at my phone I had an alert that said my credit report had been accessed by a large department store as an attempt to get a credit card. I knew it wasn’t me, I had been driving and with family all day… so I called each bureau to let them know, put in a fraud alert as well as I called that department store.
Had I not been alerted to the inquiry this could have been much worse. Instead I was able to get a jump on the individuals who stole my identity. To keep you informed of all the activity on your credit report you need to monitor it and you need to do that for free.
Credit Sesame is 100% free, there is no catch, no hidden fee, and no credit card needed. I’ve used them for years and, especially today, I’m so thankful they are watching my credit for me, like I said… this could have been so much worse.