One of the most important reasons to monitor your credit

Fraud and identity theft. Let me tell you why having Credit Sesame monitor my credit for free truly was life changing today.

Think about the amount of information we all put on the internet, send in a text, or use in an app. Most of the time we do not even bat an eye at doing so. I’m one of those many people and what happened today won’t change most of that, but it will make me take my credit more seriously.

After a nice long visit with my grandmother my boys and I adventured the three hour drive home. When I got home and glanced at my phone I had an alert that said my credit report had been accessed by a large department store as an attempt to get a credit card. I knew it wasn’t me, I had been driving and with family all day… so I called each bureau to let them know, put in a fraud alert as well as I called that department store.

Had I not been alerted to the inquiry this could have been much worse. Instead I was able to get a jump on the individuals who stole my identity. To keep you informed of all the activity on your credit report you need to monitor it and you need to do that for free.

Credit Sesame is 100% free, there is no catch, no hidden fee, and no credit card needed. I’ve used them for years and, especially today, I’m so thankful they are watching my credit for me, like I said… this could have been so much worse.

Who wants a $50 gift card?

All you have to do is enter your email address for a chance to win a $50 Journeys gift card. A high end store full of goodies including Adidas, Vans, New Balance and Converse. Journeys is giving away ten $50 gift cards.

I always use a dedicated email address specifically for entries like this to keep my personal email from getting too cluttered. A few seconds of your time and you could win!

I entered, did you?

Legitimate Survey Sites

I found a handful of survey sites that truly do work. With each of these sites you do have to put forth some effort. Some you click a lot online, others you make purchases and record purchases. All of them give you a reward that you can then trade in for gift cards.

EarningStation: Ways to Earn Rewards – Search the Web, Take Surveys, ShopOnline, Buy Daily Deals, Watch Videos & Play Games

E-Poll Surveys: Sign up and be entered into the $1000 Monthly draw and take surveys with E-Poll to earn rewards.

MySoapBox: Register for a MySoapBox account to share your opinion and accumulate points that can be redeemed for prizes and gift cards for stores like Bath & Body Works, CVS, Lowes, Chili’s, and more.

OpinionPlus: Join the OpinionPlus Panel and earn points by providing feedback on a variety of different research topics especially matched to your interests and lifestyle.

PineCone Research: Sign up to take surveys and earn $3 per survey from Pinecone Research.

PointClub Surveys: Join PointClub to earn rewards for taking online surveys.

Survey Junkie: Sign up and take surveys to earn points that can be redemmed for e-giftcards from Survey Junkie. And… even if you do not qualify you still earn some points to be redeemed.

$10 OFF Greenies

Purchase is Required to Obtain Deal

How to get this freebie:

1. Visit the offer here 

2. Create your account with an email and password

3. Click on the “Get Offer” button and it’ll take you to Petco. 

4. Add 1 “Select Greenie Products Over $10.00 ” priced for $10.00 to your cart and shop as you would normally then checkout. If the price changes or anything happens to the stock, the deal is officially over.

5. This is a Free Shipping over $49 offer.

6. Once you checkout, in about 14 days $10.00 will post in your TopCashback account.